Track every debt, person by person. No spreadsheet, no mental math, no awkwardness.
Every friend, every roommate, every colleague gets their own card. Settli adds, subtracts, groups, and shows the net balance in real time, in the currency you choose.
Gather your flatmates, your family or your team into a group, all in the same currency. A debt can then be split between its members, without anyone reaching for a calculator.
Flatmates, family, team: build the list once and for all. Every member shares the same currency, so the group balance always means something.
Equal shares, by shares when someone counts double, or custom amounts. Drag the dividers to move an amount from one participant to another, lock the ones that shouldn’t move, and count your own share without creating a debt.
Native Mac app, designed for macOS. Keyboard shortcuts, menu bar, and the same iCloud database as everywhere else.
Settli is native on visionOS. Show your contacts in one window, a person's debts in another, and switch with a glance.
Native app on every platform. Synced over iCloud, no setup, no third-party server.
Settli automatically follows your device language. Amounts, dates, and month names match your region.
Settli lives inside your ecosystem: widgets, Spotlight, Apple Watch, notifications, Continuity. Always within reach.
One glance at your iPhone and you see your balance. No unlock, no app needed.
Complication on the watch face or widget in the Smart Stack: your net balance, always up to date.
Type a person's name. Settli answers directly, with their balance, from anywhere.
Start on iPhone, finish on iPad or Mac. Settli picks up right where you left off.
Get more done: open several windows side by side on iPad, Mac and Apple Vision Pro, and breeze between accounts with tabs on Mac.
Add a debt, mark it settled or check a balance straight from the Shortcuts app, or out loud: “Hey Siri, how much does Emma owe me?”
Generate a unique avatar for each person right inside Settli, powered by Image Playground.
(iOS 18.1+, macOS 15.1+, visionOS 2.4+)
Compatible devices: iPhone 15 Pro / Pro Max, iPhone 16 and later, iPad with M1 chip or later, Apple Silicon Mac, Apple Vision Pro
Press and hold any person or debt to preview it in place. Lift to dismiss, press again to open it full screen.
Settled or deleted something by mistake? A quick tap on the toast brings it right back.
Settli supports VoiceOver, Dynamic Type, high contrast and reduced motion. Your system accessibility settings are honoured throughout the app.
Beyond the Apple ecosystem, Settli also brings choices that matter: your privacy, your peace of mind, your currency.
Your data lives in your iCloud account. No Settli servers, no analytics, no ads.
Settli pings you when a debt has been sleeping too long. You choose when to follow up.
Euros, dollars, yen, Swiss francs. Give each person their own currency and see a global balance per currency, right on the home screen.
Import your data from another app (Tricount…) using a CSV or JSON template, by hand or with AI. Settli handles the rest: column detection and a preview before importing.
And export yours in a tap, as CSV (Excel, Numbers, your accountant) or JSON.
One screen finds everything: a person, a group or a debt. Type three letters and Settli brings back all three at once.
Great app — intuitive and, above all, really handy!
What more could you ask for! Everything is easy to use and well thought out.
Super handy for tracking debts between friends or family.
An easy way to stop stressing about who owes what!
Handy, effective and super easy to use. Perfect for knowing who owes what!
Great app! Super handy for tracking your own debts and those of your loved ones! Very easy to use too!
Available on iOS 18, iPadOS 18, macOS Sonoma, watchOS 11 and visionOS 1.